Does Dental Insurance Cover Dental Implants?

November 4, 2021

3D illustration of dental implants

Dental implants are the premier option for tooth replacement – it’s really not even a question considering their many benefits. But quality isn’t cheap, and you might be wondering if your dental insurance benefits will cover the treatment.

Read on to learn more about the information you should seek out from your insurance company and how to get the most out of your coverage before your plan renews. If you decide to move forward, your implant dentist in Little Rock will be ready to help.

Why Is My Insurance Coverage So Important for Dental Implants?

If you have damaged or missing teeth, your dentist may recommend a dental implant. But without dental insurance coverage, an implant could put a big dent in your budget especially if you’re on a fixed income.

A single implant can cost between $3,000 to $4,500 without insurance. If you need several implants, the costs can skyrocket quickly.

If you don’t have dental insurance currently but are interested in implants, you should consider getting it. Some dental insurance plans may cover a part of the cost of dental implants. Depending on the reason you need implants, either your dental, your medical insurance, or both might provide coverage.

What Should I Talk to My Insurance Company About?

  • If you have implant coverage from your dental policy, ask about the plan’s annual limits. You might need to plan for one phase of the treatment completed at the end of one year and a second phase in the next. When you are considering a treatment like this in the last few months of the year, always determine if your insurance will be more beneficial to you should you have the procedure before January 1.
  • The crown or bridge that attaches to the implant might be covered by your dental insurance while the implant itself may not. The implant might be covered by your medical plan.
  • If there are medical problems related to the loss of a tooth, some medical insurance plans will cover implants.
  • If your tooth loss was due to an accident or injury, the implant might be covered through an accident insurance policy or medical plan.

It is sensible to have a consultation with your dentist so they can determine if you are a viable candidate for dental implants, plus you can confirm that you want them for sure before you contact your dental insurance company to see if you have coverage and what your out-of-pocket expenses will be. Some dentists can set up payment plans or have special financing available.

If you want to go ahead with the consultation first to make sure this is the treatment you want, contact your implant dentist in Little Rock soon. As mentioned, it could be important for you financially to have the implant procedure before this calendar year ends.

About the Practice

At Little Rock Family Dental Care, we want to do everything possible to be your family’s oral healthcare home for many years to come. We have several doctors and specialists to be able to offer a wide array of treatments from our office location. We utilize state-of-the-art technology for optimal dental care. We have three dental offices in Little Rock and appointments are available six days a week – you choose where and when is easiest for you. If you are interested in dental implants, we have skilled oral surgeons and a prosthodontist ready to ensure a successful procedure. Whether you are missing one tooth, multiple teeth, or all of them we can help. Be sure to ask for details about All-On-4 and All-On-6 dental implants. To schedule your consultation, visit our website and select the office location that is most convenient for you.